Refund, Cancellation & Delivery Policy

Complete policy documentation for digital wallet services, refunds, cancellations, and electronic delivery.

Last updated: June 2025

Purpose of E-commerce
Understanding the purpose of our payment facility

The purpose of the e-commerce facility is to allow users to fund their wallet balance in order to access digital platform services.

Our platform enables users to securely top up their digital wallet, which serves as stored-value credit for accessing various digital services provided through our platform. All transactions are processed electronically and funds are credited directly to the user's wallet balance.

Digital Delivery Policy
How services are delivered electronically

All services are delivered electronically. Delivery is completed when the user's wallet balance is credited after successful payment confirmation.

Delivery Process:

  • User initiates a wallet top-up payment via available payment methods
  • Payment is processed and verified by our payment systems
  • Upon successful payment confirmation, wallet balance is credited instantly (for card payments) or within processing times (for EFT)
  • User receives confirmation of successful delivery via account dashboard and/or email notification
  • Digital services become accessible immediately upon wallet credit
Cancellation Policy
Terms for service cancellation

Users may cancel the use of services at any time by discontinuing platform access. As services are digital and delivered immediately via wallet credit, cancellations apply only before wallet balances are used.

Cancellation Terms:

  • Account Cancellation

    Users may request account closure at any time by contacting support. Remaining verified wallet balances may be withdrawn subject to our withdrawal policy.

  • Service Access Cancellation

    Users can discontinue using platform services at any time without notice or penalty.

  • Payment Cancellation

    Payments in progress cannot be cancelled once initiated. For EFT payments not yet processed, users should contact their bank directly.

  • Unused Balance

    Wallet balances that have not been used for platform services may be eligible for withdrawal, subject to verification requirements.

Refund Policy
Terms and conditions for wallet top-up refunds

Refunds may be considered in cases of duplicate payments, incorrect amounts, or verified processing errors, subject to compliance checks. Used wallet balances are not refundable.

Refunds May Be Approved For:

  • Verified duplicate payments (same amount processed twice in error)
  • Technical errors resulting in incorrect charge amounts
  • Unauthorized transactions with valid supporting documentation
  • Failed transactions where funds were debited but not credited to wallet

Refunds Will Not Be Issued For:

  • Change of mind after successful wallet top-up
  • Unused wallet balance requests without valid reason
  • Requests lacking proper documentation or proof of payment
  • Funds already used for platform services (used wallet balances)
Withdrawal Policy
Guidelines for withdrawing funds from your wallet balance

Withdrawals are processed within 24–72 hours to accounts held in the same name as the registered user, subject to verification.

Processing Time

24 - 72 Hours

Standard processing time for withdrawal requests

Payout Method

Bank Transfer

Direct to your verified bank account

Withdrawal Requirements:

  • Same-Name Accounts Only

    Withdrawals can only be processed to bank accounts registered in the same name as your verified Toscan account.

  • Account Verification Required

    Full KYC verification must be completed before withdrawal requests can be processed.

  • Minimum Withdrawal Amount

    A minimum withdrawal amount of R100 applies to all withdrawal requests.

  • Valid Banking Details

    Accurate and complete banking details must be provided. We are not responsible for delays or losses due to incorrect information.

Compliance Review
Security and regulatory compliance measures

All refund and withdrawal requests are subject to compliance review in accordance with applicable Anti-Money Laundering (AML) regulations and our internal security procedures.

Our Compliance Process Includes:

  • Verification of account ownership and identity
  • Review of transaction history for unusual patterns
  • Confirmation of legitimate source of funds where required
  • Adherence to regulatory reporting requirements
  • Prevention of fraudulent or suspicious activity
How to Request a Refund or Withdrawal
  1. 1

    Contact Support

    Email tscan_inv@mweb.com.na with your request.

  2. 2

    Provide Details

    Include your User ID, transaction reference, amount, and reason for the request.

  3. 3

    Submit Documentation

    Attach proof of payment or any supporting documents.

  4. 4

    Await Review

    Our team will review your request and respond within 2-3 business days.

Policy Summary

E-commerce Purpose

Wallet funding for digital platform services

Delivery Method

Electronic wallet balance credit

Cancellation

Available before wallet balance is used

Refunds

For verified errors; used balances non-refundable